Start your digital journey with the ATM Basic Deposit. No complicated
requirements, no high maintaining balances—just easy access
to your money whenever you need it.
"Banking shouldn't be complicated. The ATM Basic Deposit is our most affordable account, designed to give everyone the power of electronic banking with zero interest-bearing stress."
The ATM Basic Deposit is a "No-Frills" account tailored for those who prioritize convenience and mobility. Whether you are receiving a fund transfer or paying for a meal, your Bancnet-powered card is your key to a cashless lifestyle.
24/7 Digital Service
Access your funds any time of the day. Use your card at any Bancnet ATM nationwide or register for Bancnet Online for digital transactions.
Interbank Ready
Easily receive money from other banks (GCash, Maya, or other traditional banks) through seamless interbank fund transfers.
Spending Control
Manage your budget effectively with a ₱50,000 maximum balance and a daily withdrawal limit of ₱20,000.
| Limit / Fee | |
|---|---|
| Max Withdrawal (Per Transaction) | ₱8,000.00 |
| Max Withdrawal (Per Day) | ₱20,000.00 |
| Balance Inquiry (Other Banks) | ₱2.00 |
| Withdrawal (Other Banks) | Depends on other bank's charges |
| Card Replacement Fee | ₱300.00 |
What to Bring (Basic Requirements)
1 Valid ID (Original and Photocopy)
1 Piece 2x2 Picture (Recent)
Initial Deposit: Only ₱100.00
Forms to sign at the branch: CIF, Signature Cards, Data Privacy Form, and ATM Opening Form.
Account Limitations
Eligibility: Open to individuals aged 15 years old and above.
Account Limit: One (1) Basic ATM account per client.
Balance Cap: Maximum balance is ₱50,000.
Deposits exceeding this will be automatically rejected to protect your account status.