Emerald Time Deposit

Experience high-yield growth with our most prestigious Peso-denominated investment. Secure your legacy with guaranteed returns up to 6% per annum.

"A term deposit account denominated in PESO and evidenced by a formal Certificate of Time Deposit. The Emerald series is designed for those who seek maximum returns without compromising on security."

The Emerald Time Deposit is our premium tier for serious capital growth. Whether you are looking for short-term flexibility or long-term wealth accumulation, our Emerald tiers provide the interest rates your hard-earned money deserves.

Product Features

Tier Emerald 1.1 Emerald 1.2 Emerald 2 Emerald 3
Best For Balanced Growth High-Value Capital Mid-Tier Returns Flexible Durations
Opening Fund ₱100,000 ₱1,000,000 ₱500,000 ₱100,000
Maintain Bal. ₱100,000 ₱1,000,000 ₱500,000 ₱100,000
Interest Rate 5.00% 6.00% 5.00% 3.50% up to 4.00%
Evidence Certificate Certificate Certificate Certificate

For investors who want more control over their timeline, Emerald 3 offers tiered rates based on your chosen term:

30 Days

3.50% interest

60 Days

3.75% interest

90 Days

4% interest

Features & Benefits

Market-Leading Rates
With rates as high as 6%, the Emerald series is one of the most competitive Peso investments available, significantly outperforming traditional savings.

Certified Security
Your investment is fully documented via a Certificate of Time Deposit, providing a legal and tangible record of your placement.

Certified Security
Your investment is fully documented via a Certificate of Time Deposit, providing a legal and tangible record of your placement.

To secure your Certificate, bring the
following to any branch:

1. One (1) Valid Government-issued ID
2. Minimum Placement Fund: ₱10,000.00
3. Completed Time Deposit Application Form