The Flexi-Commercial Real Estate Loan is designed for the purpose of providing:
• Purchase of Commercial Lot
• Purchase of Commercial Lot and Building
• Purchase and/or Construction of Factory and Warehouse
•Construction of a New Commercial Building on a pre-owned commercial lot
Loanable Amount : Based on capacity to pay and Loanable Value of collateral
Term : 1-10 years (amortization)
Interest rate : as low as 9% subject to repricing after 5 years
Collateral : Real Estate
The Flexi-Commercial Real Estate Loan is designed for the purpose of providing:
• Purchase of Commercial Lot
• Purchase of Commercial Lot and Building
• Purchase and/or Construction of Factory and Warehouse
•Construction of a New Commercial Building on a pre-owned commercial lot
Loanable Amount
Based on capacity to pay and Loanable Value of collateral
Term
1-10 years (amortization)
Interest rate
as low as 9% subject to repricing after 5 years
Collateral
Real Estate
Qualifications
• At least 21 years old but not exceeding 70 years old at the end of the loan term
• Minimum gross family income of ₱50,000/month or its equivalent in foreign currency
• With stable source of income from employment or business
• Locally Employed: at least 2 years with current company
• Self-Employed: at least 2 consecutive profitable years of operation
•Employed Abroad: 2-3 years consecutive employment. Assignment of Beneficiary as Loan Administrator if not in the Philippines at the time of application