Flexi-Home Loan Program is designed to help answer the various levels of financing needs of low and medium segments of the population. The program consists of short, medium and long term arrangements and covers both lot and housing acquisition. It may be secured by the individual borrower directly or through the support of the subdivision developer.
The Flexi Home Loan is a program designed to provide easier financing for the following purposes:
• Purchase of Residential lot
• Purchase of House and Lot
• Lot Purchase with House Construction
• Purchase of Townhouse / Condo Unit
• House Constructions on pre-owned lot
• House renovation / repair house improvement / house expansion
•Refinancing / Takeout with Home improvement
Loanable Amount : Based on capacity to pay and Loanable Value of collateral
Term : 1-10 years (amortization) - or up to 15 years subject to approval)
Interest rate : as low as 9.5% graduated interest rate
Collateral : Real Estate (maximum of 80% loanable)
The Flexi Home Loan is a program designed to provide easier financing for the following purposes:
• Purchase of Residential lot
• Purchase of House and Lot
• Lot Purchase with House Construction
• Purchase of Townhouse / Condo Unit
• House Constructions on pre-owned lot
• House renovation / repair house improvement / house expansion
•Refinancing / Takeout with Home improvement
Loanable Amount
Based on capacity to pay and Loanable Value of collateral
Term
1-10 years (amortization) - or up to 15 years subject to approval
Interest rate
as low as 9.5% graduated interest rate
Collateral
Real Estate (maximum of 80% loanable)
List of Requirements
• Latest Certified Copy of Title
• Latest Certified Copy of Tax Declaration for Lot and Bldg. (if any)
• Current Realty Tax Receipt
• Location Plan
• Proof of Income (AFS and Annual ITR for Loans above 3 million)
• Proof of Purpose
• Valid ID (TIN and other Govt ID)