These are loans which are not classified as agricultural, commercial or industrial loans and usually for personal consumption.
Loanable Amount : Amount:Based on capacity to pay and Loanable Value of collateral
Term : 1-5 years (amortization) subject to Management approval for longer term
Interest rate : as low as 9%
Collateral : Real Estate
Loanable Amount
Based on capacity to pay and Loanable Value of collateral
Term
1-5 years (amortization) subject to Management approval for longer term
Interest rate
as low as 9%
Collateral
Real Estate
List of Requirements
• Latest Certified Copy of Title
• Latest Certified Copy of Tax Declaration for Lot and Bldg. (if any)
• Current Realty Tax Receipt
• Location Plan
• Proof of Income (AFS and Annual ITR for Loans above 3 million)
• Proof of Purpose
• Valid ID (TIN and other Govt ID)