Savings Account with a higher interest rate but with limited withdrawals.
"Why settle for standard returns? Capital Savings Plus is a specialized savings account that rewards your discipline. By limiting your quarterly withdrawals, you unlock a premium interest tier that helps your capital grow faster than ever."
This is the perfect middle ground between a flexible savings account and a locked time deposit. You keep the ability to withdraw in emergencies, but you are incentivized to let your money stay and earn.
Premium Interest Rate
1.00% per annum
(Credited Quarterly)
Standard Rate
0.15% per annum
(If withdrawal limit is exceeded)
The Goal
Maintain 3 or fewer withdrawals per quarter to keep your premium status.
| Feature | Requirement / Detail |
|---|---|
| Minimum Initial Deposit | ₱50,000.00 |
| Monthly Maintaining Balance | ₱50,000.00 |
| Quarterly Withdrawal Limit | Max of 3 Withdrawals |
| Interest Crediting | Every Quarter (4x a year) |
| Below Maintaining Balance Fee | ₱300.00 |
Accelerated Growth
With a 1.00% p.a. interest rate, your ₱50,000 works significantly harder than it would in a regular savings account.
Built-in Discipline
The 3-withdrawal limit acts as a "financial guardrail," helping you resist the temptation of unnecessary spending and keeping your "Future Investment" safe.
Quarterly Rewards
Choose the duration that fits your financial roadmap—from short-term 30-day cycles to 180-day growth periods.
Ready to start? Visit us with:
1. Two (2) Valid Government IDs
2. Opening Fund: ₱50,000.00
3. Proof of Address (Latest Utility Bill)