A combination of Regular Savings Deposit & Certificate of Time Deposit Product.
“Prime Savings is designed for the strategic saver. It is a unique combination of a Regular Savings Deposit and a Certificate of Time Deposit, evidenced by a traditional passbook for your peace of mind.”
Traditional savings accounts offer access but low rates. Time deposits offer high rates but lock your money away. Prime Savings bridges that gap, offering a Standby Credit Facility and tiered interest rates that grow as your balance increases.
| Feature | Prime Savings 1 | Prime Savings 2 |
|---|---|---|
| Best For | Emerging Investors | High-Value Capital Growth |
| Opening Balance | ₱10,000.00 | ₱15,000.00 |
| Min. Initial Deposit | ₱5,000.00 | ₱15,000.00 |
| Min. Balance to Earn Interest | ₱5,000.00 | ₱15,000.00 |
| Available Terms | 30 / 60 / 90 / 180 Days | 30 / 60 / 90 / 180 Days |
| Evidence of Deposit | Official Passbook | Official Passbook |
| Interest Rate | Prevailing Market Rates | Prevailing Market Rates |
Guaranteed Yield
Enjoy a higher earning potential than standard savings. As your deposit grows, your wealth accelerates.
Standby Credit Facility
Need funds urgently? Your Prime Savings account can act as a bridge, giving you access to credit lines backed by your deposit.
Physical Security
Unlike purely digital accounts, your Prime Savings is recorded in a physical passbook, giving you a tangible record of your growing investment.
Flexible Terms
Choose the duration that fits your financial roadmap—from short-term 30-day cycles to 180-day growth periods.
Ready to upgrade to Prime? Visit any branch with these essentials:
1. Valid Government ID (Original and Photocopy)
2. Opening Fund (₱10,000 for Tier 1 or ₱15,000 for Tier 2)
3. Completed Account Opening Forms (Available at the branch)